Better care. No surprise bills.

An unmatched healthcare experience

Having surgery can be complicated and expensive. That’s why your employer offers the Carrum Health benefit. With Carrum, it’s easy to get high-quality care often at little to no cost to you.


How It Works

Get Access to the Highest-Quality Surgeons

Fewer Complications

Our surgeons have 80% fewer complications and readmissions compared to the national average.


Reduction in Unnecessary Surgeries

30% of members who come to Carrum with a recommendation for surgery benefit from less invasive treatment options.


More Experienced

Our surgeons perform at least 3X as many of your specific procedure compared to other surgeons in the country.


Our Commitment to You

Top surgeons, world-class care

We handpick the top surgeons across the country to join our network.

Your costs are often covered

Your employer may cover most (if not all) of the medical costs, so you won't have to worry about surprise bills.

Support from start to finish

Our Care team and mobile app help you through every step of getting care.

What Our Patients Say

“The experience was fabulous. My whole quality of life has changed for the better, thanks to Carrum. Everyone was professional, helpful, and very very careful. It’s the best decision I have ever made, and I’m proud to say that. Thank you for saving my life.” Fidelia 

“I had surgery for my left hip about two years ago through normal insurance. Recently, I needed surgery on the other hip. This time, I used Carrum Health, and the difference was night and day. I hope I never need another surgery, but if I do, I’m certainly going to use Carrum Health again.” Joe

“Going through surgery with Carrum Health was so easy. They took away all of the stress I’m used to feeling so I could just breathe and focus on getting better. And when I go to the mailbox, I don’t have to worry about getting a single bill.” Brandie

Eligible members must receive primary health coverage through their employer-sponsored health insurance plan and may include the following populations:

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Your journey to a healthier life starts with just a few easy steps.

Prepare Today for a Better Tomorrow

Register today as the first step towards a superior surgery and medical care experience.


What We Cover

The doctors and surgeons in our network specialize in over 100 different procedures including:

Hip, Knee, and Shoulder

Neck and Back


Weight Loss


Who is Eligible

Save with Carrum

No surprise bills

Your employer often pays for most, if not all, of the surgery costs so you don’t have to.

Calculate your savings

Know how much you’ll pay out-of-pocket, if anything, prior to surgery.

Travel may be covered

If you need to travel to get surgery, expenses such as airfare, parking, hotel, and meals for you and a companion may be covered.

Questions? Activate your account and securely message one of our Carrum care specialists or call 888-855-7806.

  • Active employees and their covered dependents
  • Early retirees (Not Medicare primary)
  • COBRA participants and their covered dependents
  • Those on PPO, EPO, or HDHP (HSA Eligible) insurance plans

*Your employer and location will determine which services are available to you. Register to see your options.