Welcome, VEBA members!
Ready for world-class care with no surprise bills?
Having surgery can be complicated and expensive. That’s why VEBA offers the Carrum Health benefit. With Carrum, it’s easy to get high-quality care often at little to no cost to you.
How It Works
Get Access to the Highest-Quality Surgeons
Fewer Complications
Our surgeons have 80% fewer complications and readmissions compared to the national average.
80%
Reduction in Unnecessary Surgeries
30% of members who come to Carrum with a recommendation for surgery benefit from less invasive treatment options.
30%
More Experienced
Our surgeons perform at least 3X as many of your specific procedure compared to other surgeons in the country.
3x
Our Commitment to You
Top surgeons, world-class care
We handpick the top surgeons across the country to join our network.
Your costs are often covered
VEBA may cover most (if not all) of the medical costs, so you won't have to worry about surprise bills.
Support from start to finish
Our Care team and mobile app help you through every step of getting care.
What Our Patients Say
“The experience was fabulous. My whole quality of life has changed for the better, thanks to Carrum. Everyone was professional, helpful, and very very careful. It’s the best decision I have ever made, and I’m proud to say that. Thank you for saving my life.” — Fidelia
“I had surgery for my left hip about two years ago through normal insurance. Recently, I needed surgery on the other hip. This time, I used Carrum Health, and the difference was night and day. I hope I never need another surgery, but if I do, I’m certainly going to use Carrum Health again.” — Joe
“Going through surgery with Carrum Health was so easy. They took away all of the stress I’m used to feeling so I could just breathe and focus on getting better. And when I go to the mailbox, I don’t have to worry about getting a single bill.” — Brandie
Carrum Health is available to employees, family members, COBRA participants, and pre-65 retirees enrolled in a UMR medical plan. If you’re enrolled in a high deductible plan, you must meet your deductible, then costs will be covered under Carrum Health.
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Your journey to a healthier life starts with just a few easy steps.
Prepare Today for a Better Tomorrow
Register today as the first step towards a superior surgery and medical care experience.
What We Cover
The doctors and surgeons in our network specialize in over 100 different procedures including:
Hip, Knee, and Shoulder
Neck and Back
Heart
Weight Loss
Who is Eligible
Save with Carrum
No surprise bills
VEBA often pays for most, if not all, of the surgery costs so you don’t have to.
Calculate your savings
Know how much you’ll pay out-of-pocket, if anything, prior to surgery.
Travel may be covered
If you need to travel to get surgery, expenses such as airfare, parking, hotel, and meals for you and a companion may be covered.
Questions? Activate your account and securely message one of our Carrum care specialists or call 888-855-7806.
