Musculoskeletal surgery

Carrum Health works with top surgeons who specialize in musculoskeletal surgeries and often, the surgery cost is fully covered.

Your Carrum Health benefit covers a range of musculoskeletal procedures performed by the country's top surgeons. They'll thoroughly review your records, accurately diagnose your condition, and offer treatment options using the latest research and technology, all while considering your individual needs. 

Surgery isn't always the best option, but if it's determined to be the right solution for you, most, if not all, surgery costs are covered.

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Joint surgeries

If you're suffering from persistent pain, get relief through Carrum Health. Our network includes nationally ranked orthopedic surgeons who specialize in total joint replacements and surgical repair of your bones, joints, muscles, and ligaments.


Your Carrum Health benefit covers a number of orthopedic procedures, including hip, knee, shoulder, wrist, hand, ankle, and foot surgeries. 

GET STARTEDCALL: (888) 855-7806

Carrum Health works with top surgeons who specialize in musculoskeletal surgeries, and often the surgery cost is fully covered.

Musculoskeletal surgery

CALL: (888) 855-7806

Spine procedures

The surgeons and neurosurgeons in our network are experts in spine and back care and leaders in minimally invasive surgeries. If a spinal decompression or spinal fusion is the best option for you, you'll pay little, if anything, for the surgery.



Delaying treatment for neck or back pain can result in worsening of your condition, so it's important to get care as soon as possible. 

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At Carrum Health, we understand that every patient's journey is unique. That's why we assign a dedicated care specialist to help you from the moment you activate your account. Your care specialist will be available throughout your surgical experience. They will become familiar with your surgical goals and help make sure everything about your journey goes as smoothly as possible.  

Care coordination

Your care specialist will help coordinate all aspects of your care. From collecting your medical records to scheduling an initial consultation with your surgeon, they provide total support. If surgery is the best option, they'll assist in helping you prepare for the big day. Post surgery, your care specialist will coordinate your care with your local providers, ensuring your recovery is smooth and worry free. 

Sometimes, you may need to travel to get the best care possible. In such cases, travel costs may be covered, and your dedicated care specialist will handle all arrangements, including flights, rental cars, fuel, meals, and hotel accommodations.

Personalized travel assistance 

Whether you have questions about your benefit or simply want to share information, your care specialist will be dedicated to helping you from beginning to end. And with our mobile app, you have the flexibility to message your care specialist at your convenience, no matter where you are. 

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